Jewelry Industry Loans on excess inventory.

Chapes JPL has been granting jewelry industry loans at affordable lending rates to fine jewelry stores and watch shops for over thirty years.  These designer jewelers have discovered the advantage of using a hard-to-sell item as an asset for a secured business loan to purchase higher demand jewelry inventory.   The business loan approval process relies strictly on pledged loan collateral.  There are no other loan requirements in order to be approved, so anyone is eligible for a loan regardless of credit history, finances, etc.

If you own and operate a private retail jewelry store, watch shop (or are in the precious metals market with high-end inventory from some of the world’s most influential watch and jewelry designers), you know the value of keeping a large store inventory in stock.  Watch and jewelry sales will most likely increase when offering a wider jewelry selection because people like to buy on impulse.  How often have you heard someone say something like, “I saw these diamond earrings and I just had to have them”?

Jewelry displays are crucial for presenting the jewelry supply available for sale and is primarily the jewelry shop’s full presentation of what the store has to offer.    Displaying a mix of inventory, from trendy and more modern jewelry to the conservative diamond solitaire, provides a winning display of jewelry and designer luxury watches. Keeping the right jewelry inventory on hand will positively affect your profit margin.

Every retail jewelry display should be uniquely designed to show off eye catching and well sought after jewelry findings or luxury watches for sale.   It is imperative to display the best jewelry and as many pieces as possible (not only to increase the opportunity for a sale, but also to remain in competition with online inventory from jewelry retailers all over the world).  If a customer buys when they walk into your store, not only will you have satisfied their need, they will probably return and buy again.

Chapes buys and loans money against fine jewelry at some of the lowest rates available in the pawn loan industry.  We loan money up to $5,000,000 and all of our jewelry appraisals are performed by appointment only in a private, luxury office located within an extremely secure financial building.  The entire process takes about 20 minutes and you leave our office with a check in hand.  Our offices are located in Atlanta, Georgia, but we service customers worldwide.

Chapes-JPL understands the jewelry industry and knows how difficult it is to get a traditional bank to lend you money. When your shop experiences tough times, bring in your excess jewelry store inventory and high-end pieces to secure a low interest rate loan. For over 30 years we have helped jewelry storeowners and wholesalers with inventory loans at achievable repayment rates.