Gold Loans in Braselton

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Gold Loan

Chapes-JPL
Gold Loan Braselton, GA

Gold Loan Service Cost

Gold Loans
What is a Gold Loan?
Put simply a Gold loan is a loan that is secured by collateral held by the Gold broker. When you get a Gold loan you are giving an item, such as jewelry or tools, to the Gold broker in exchange for cash. However, unlike when you sell an item you will still retain ownership of your items for the duration of the loan.

Braselton Gold Loan

Also, since you are submitting an item as collateral to cover the loan and any interest that maybe incurred there are no credit checks to get a loan nor do we report to any credit agencies if you do not repay your loan. To get your item back simply repay the original amount of the loan plus any interest that has been incurred. That’s it.

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The Gold Process
First you must qualify for a Gold loan which means you are at least 18 years of age and have a valid state issued unexpired photo id or passport.

Best Local Gold Loan 30517

Bring your item and a photo id to either of our two locations in Braselton, GA.
One of our experienced staff will appraise your item and then discuss with you how much you can loan on it.

Price Quote Gold Loan Braselton

If you are pleased with the loan amount your information will be entered into our computer database and a loan ticket will be created for you that will clearly state much money you are to receive and the loan terms including the interest rate (percentage APR) and due date (maturity date).

If you approve of the terms you will sign the ticket and provide a fingerprint after which you will receive your cash.

Loan Extensions
All of our loans are for 30 days with another 60 days grace period in which interest is still incurred, but in which sole possession of the item will still rest with you the borrower. At any point before 90 days you may pay off some of the interest on your loan to extend it. If you have any questions regarding loan extension you can always contact us and we will be happy to explain it to you.
What if I can’t repay?
Not a problem! If at the end of 90 days you do not wish to repay your loan, or extend it by paying off some of the interest, ownership of your item will be forfeited to us. You do not need to do anything else; essentially, your loan will be treated much like a sale in which you have traded your item for the cash you received when you originally received the loan.

Braselton Gold Loan was last modified: August 22nd, 2020 by Matt Anton