Gold Loans in College Park

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Gold Loan

Chapes-JPL
Gold Loan College Park, GA

Gold Loan Service Cost

We Chapes-JPL Gold loan amounts on the value of your item—its current appraised value, its current condition and our ability to sell the item. We use all the research tools we have at our disposal to determine an item’s value and get you the most money we can.

College Park Gold Loan

The appraisal process varies depending on the type of item—for example, jewelry is evaluated differently than a Vehicle. We research and review items to ensure that our Gold loan values are in line with the general marketplace for pre-owned merchandise. To obtain the item’s retail value when it was new, its pre-owned market value, and how to determine its condition.

Gold Loan Near Me

How do you determine the value of jewelry?
When jewelry is the collateral for a Gold loan, we test the precious metals and diamonds to determine its worth.
The Gold testing includes a visual inspection using a jeweler’s loupe, weighing the item, sizing (determining carat weight) any stones, and noting the cut/color/clarity of each—you may know this as the 4 Cs.

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In addition, we test the metal using a special acid that determines the karat of gold. This is done to ensure a clean test so there are no false readings on your item that may detract from what we can loan you.
How do you determine the price of gold?
The price of gold is based on market values, the price for which is routinely reviewed and updated. Prices can vary greatly as the loan amount for 24K gold is significantly higher than that of 14K gold.

Price Quote Gold Loan College Park

How does a Gold loan work?
Gold loans are a quick and easy way to borrow money without a credit check or hassle. Loans are based on the value of your collateral, not your credit rating or pay schedule.

A typical Gold loan may have a term length of 30 days/one month, plus a 30-day/one-month grace period. If you cannot pay back your Gold loan in full, including any applicable grace period, we offer extensions/renewals to give you extra time. You may also choose to surrender your collateral as payment in full.

College Park Gold Loan was last modified: August 22nd, 2020 by Matt Anton