Jewelry Loans in Gresham Park
Get More & Pay Less at Chapes-JPL.
Jewelry Loan Gresham Park, GA
Jewelry Loan Service Cost
Established in 1986, Chapes-JPL is a family owned and operated, full-service jewelry loan. We carry fashion jewelry, estate, vintage and antique jewelry, diamonds, watches and coins. In Gresham Park, see the pros at Chapes-JPL whenever buying or selling jewelry.
Gresham Park Jewelry Loan
Unlike ordinary jewelry stores and gold buyers, we can also make loans on jewelry and other items of value. We have a reputation for straight talk, honesty confidentiality and professional integrity. We are also known for our low prices.
Jewelry Loan Near Me
Our store has been in the jewelry business for over 25 years. We were voted #1 Jewelry Loan and received Tribune Review’s Reader’s Choice Award in 2009 and 2010.
When you are short on cash, using your jewelry as collateral for a loan is a perfect solution.
Variety of Jewelry Services
Unique and Unusual Jewelry
Reconditioned Estate Jewelry
Quality Jewelry Repairs
Metal Buying and Appraisal Service
Diamond and Estate Jewelry Buying
Trustworthy Insurance Appraisals by Graduate Gemologist
Best Local Jewelry Loan 30316
Loan on Your Jewelry
While we don’t resemble a traditional pawn shop, Chapes-JPL of Gresham Park specializes in providing discrete & confidential personal and/or business collateral loans using jewelry, diamonds, watches, gold, silver flatware, or coins as collateral.
Price Quote Jewelry Loan Gresham Park
We are licensed pawnbrokers, members of the Better Business Bureau, the National Pawnbrokers Association, and the Gresham Park Pawnbrokers Association.
As a jewelry pawnshop, our jewelry-backed collateral loan rates are amongst the lowest in the U.S. and are regulated by the Gresham Park State Banking Commission.
If you are interested in using jewelry, diamonds, watches, gold, silver flatware, or coins as collateral for a pawn loan, visit Chapes-JPL in Gresham Park for a fair market personal loan.
You can take comfort knowing that jewelry used as collateral is insured for triple its value while on loan.
How Our Loan System Works:
Collateral loans are easier than you think. There are no credit checks, no reporting to credit agencies and, most importantly, no legal consequences if you default. Simply bring your item(s) to us and we will evaluate your jewelry, diamonds, watches, gold, silver flatware, or coins and present you with a loan value while you wait. If you decide to accept the loan, a ticket will be issued containing a description of the item, the loan amount borrowed and a due date. The due date is 4 months from the date of the loan. There is an additional grace period at the end of the loan period. During the loan period you maintain ownership of your item. At the end of the loan period the borrower has 3 choices:
1. Redeem the item by paying the amount of the loan and interest charges
2. Pay the interest and renew the loan for a new 4 month period or
3. Surrender the item
Interest rates are fixed by the Gresham Park State Banking Commission and are among the lowest in the country. Our total charge of 3% per month covers interest, storage and insurance. When you borrow $100 for one month, your fee for the month will only be $3.00. Each loan is subject to a one-time $1.00 reporting fee. It’s that easy! Just bring in your item and personal identification and we are able to provide you a collateral loan.