Pawn Loan Stone Mountain, GA
What is a pawnshop?
A pawnshop such as Chapes-JPL specializes in cash loans against collateral assets of value. We are authorized by the state of Georgia to give you fast loans using your merchandise as collateral. You also have the option of selling your used merchandise outright. Chapes-JPL is a fully-licensed pawnshop and lender since 1980.
Pawnbroking is not a new business — history shows that pawn lending has roots going back nearly 3000 years. In the late 15th century, as the story goes, Queen Isabella of Spain pawned the crown jewels to finance Columbus’ voyage to America. Though it has changed in practice over the years, the idea is still the same: a pawnshop will either buy or loan your money for your valuable items.
Why would a person use a pawnshop for a loan?
Pawnshops offer the consumer a quick, convenient, and confidential way to borrow money. For example we served thousands of Stone Mountain residents over the years. Gold, Jewelry, Watches, Cars, Handbags and Diamonds are the most common items. There is no credit history check before we give you a loan — your merchandise alone determines your credit. A customer receives a percentage of the value the pawnbroker believes the collateral would bring if sold.