Watch Loan East Point, GA
WATCH LOAN SERVICE COST
Unlike a traditional jewelry store, secondhand dealer or pawnshop, Chapes-JPL will consult with each client in a discrete manner from the comfort of a private business office. There are gates to get buzzed though or lines to wait in. Whether you are buying, selling or getting a watch loan on that special Rolex watch or Tiffany & Co. diamond earrings, just think of us as your luxury concierge.
East Point Watch Loan
CHAPES-JPL LUXURY SERVICES Chapes-JPL specializes in luxury watches, large and rare diamonds as well as fine jewelry.
Chapes-JPL specializes in luxury watches, large and rare diamonds as well as fine jewelry.
Premium watches from Rolex, Patek Philippe, Cartier, Breitling, Panerai, Omega and many more.
Large and rare diamonds, such as D / Flawless and fancy colored gemstones, certified by the Gemological Institute of America, GIA.
Fine pre-owned jewelry from Tiffany & Co., Cartier, Chopard, Graff and other world class designers.
GIA certified diamond engagement rings and wedding bands without the high prices typical of retail jewelry stores.
Custom designed jewelry made from the finest materials to your exact specifications. You do not have to sacrifice carat size, gem quality or craftsmanship to get the perfect piece.
Watch Loan Near Me
Chapes-JPL Short Term Loan Services
Chapes-JPL will make you a short-term collateral loan secured by your fine watches, diamonds, jewelry or other luxury items. Our discrete, fast and convenient cash loans from $2,500 to $1,000,000 do not require a credit check, monthly payments, employment or income verification and will remain strictly confidential.
What Is a Collateral Loan?
In the simplest of terms, a collateral loan is a short-term pledge of personal property in exchange for money with the promise to repay the money plus a service fee in the form of interest. A short-term loan works like this: customers pledge property as collateral and in return the pawnbroker gives them money. Once the customer pays back the loan and the accrued interest, their property is returned to them in the same condition it was pledged. If the borrower intends to redeem but needs more time a loan extension or renewal can be arranged. If the customer elects not to redeem his or her collateral, no further action is required and there is no credit consequence to the borrower however title to the property passes to the pawnbroker who can now sell the item(s). A collateral loan is commonly referred to as a bridge loan because it helps people “bridge” a gap in their finances. This short-term solution is typically much easier than alternative financing and less expensive than not coming up with the necessary funds for watch loan.
Best Local Watch Loan 30337
Are Collateral Loans Safe?
With a reputable and licensed pawnbroker, these loans are safe, secure and beneficial. Legitimate pawnbrokers are highly regulated and governed by several federal laws that apply to other financial institutions. In addition to federal laws and regulations, most pawnbrokers are licensed and regulated by state and local authorities as well. Always make sure you are dealing with a licensed pawnbroker before entering into any loan agreement.
Are Collateral Loans Expensive?
When compared to a traditional loan, yes. You can expect to pay monthly rates that are similar to rates you would normally expect to pay annually. The fair comparison is timing and qualification; if you don’t qualify for a traditional loan, it takes too long and you don’t come up with the money you need passing up an easy short-term loan can be very expensive if not disastrous.
What Can I Use for Collateral?
While many pawn shops will let you get a loan against almost anything (e.g. firearms, musical instruments, power tools, etc.) and as a result cater to almost anyone, Ideal Luxury only makes loans against fine watches, diamonds, jewelry and other luxury items. By specializing in only high-end luxury items like these, it allows us to better relate to your circumstances, accurately value your pledged collateral and care for it properly. We approach each and every client with the same level of care and professionalism commonly associated with a luxury resort concierge. We have years of experience buying, selling and trading these luxury items. This gives us the expertise to appraise your items and get you the loan you need within one simple appointment. Our reviews tell the story; we will make the process painless.
Price Quote Watch Loan East Point
Should I just sell my items instead of borrowing against them?
If you have no sentimental attachment to the items and/or you’re not sure if your need is short term or long term, yes. If the items are sentimental, irreplaceable, heirloom, etc. and/or you are confident your needs are short term then taking a loan would make more sense.
How Do I get paid?
Once the value of your item is established and the loan terms are agreed on by both parties, typically in 30 minutes or less, you walk out with the cash. There are absolutely no credit checks, closing costs or monthly payments. Simply bring in your items, sign the loan forms, take you cash and get on with your life.
If you are in need of quick and convenient cash, set up an appointment and bring your fine watches, diamonds, jewelry and other luxury items into our private offices for a free consultation. Again, our reputation including plenty of positive reviews and testimonials speaks for itself. Helping people is what we do at Chapes-JPL and we take great pride in doing it the best!