Rolex Loan Lilburn, GA
Rolex Loan Service Cost
Rolex Buyers and Loans in Lilburn
For 25 years Chapes-JPL has been Lilburn’s Rolex watch buyers. We specialize in Purchasing and giving Rolex Loan.
Lilburn Rolex Loan
Come in to get a quick, no obligation offers on your Rolex to either sell or get a Rolex loan. The atmosphere is always friendly and casual with seldom any waiting. Free Parking is right in front of the store.
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Jewelry Loans in Lilburn
There are many instances where you may find yourself in need of a loan. While bank loans will require credit checks, lots of paperwork, and waiting, a collateral loan is quick and easy. In this article, we will explore collateral loans deeper, specifically jewelry loans.
What is a Collateral Loan?
A collateral loan is just as it sounds. In exchange for your asset of value you will receive a loan based on its value. There is not much paperwork involved and it is quick. Some collateral loans will require a title of a vehicle, mortgage to a home, etc. Jewelry loans require no documentation, however if you have an appraisal or a receipt it is helpful to determine the loan value. For the purposes of this article, we will focus solely on jewelry collateral loans.
The process of obtaining a jewelry collateral loan requires bringing in your jewelry (watch, necklace, precious metal, estate jewelry, etc.) and having it assessed. The amount of your loan is based on the value of your jewelry. Each piece is examined on the spot right in front of you. We explain the process as we go.
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What You Can Expect When Pawning Jewelry
Most of our customers have never pawned jewelry before or even been in a pawn shop. It may surprise first-time visitors to see that our store looks like a fine jewelry store. Once we have examined your jewelry and make you an offer, you are under no obligation to accept the loan, and we are more than happy to answer your questions.
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We are kid and dog friendly. Once you have agreed to the loan, we secure your items and place them in our safe. If it’s not convenient to pick up your jewelry within 90 days, you can rewrite the loan by paying the interest due, and then you have another 90-day period.
When you pay back the principle and interest of the loan, you will receive your jewelry back. If you choose not to get your items back the loan defaults and the items go out for sale.
This does not affect your credit rating.
Who Should get a Collateral or Jewelry Loan?
While a jewelry loan may not be the best option for everyone, there are many reasons that a collateral jewelry loan may work for you. If your circumstances meet any of the following conditions, then this option may be beneficial.
You are in need of a short-term loan
You have valuable jewelry that you are comfortable with using as collateral
You have less than good credit or do not wish to have your credit run by a lender
You aren’t comfortable with, or have the time for a bank loan
You need quick cash.