Diamond Loans in Brookhaven

Get More & Pay Less at Chapes-JPL.

Diamond Loan

Diamond Loan Service Cost

Chapes-JPL lend money on items of value ranging from gold and Diamond jewelry to musical instruments, televisions, tools, household items, etc. The loan amount is determined by the value of the collateral presented by the customer.

Brookhaven Diamond Loan

There’s no credit check or loan application, and the collateral is secured on our premises during the period of the loan. When a customer Diamonds an item, terms of the loan are printed on a Diamond Loan ticket that is given to the customer. The ticket states the customer’s name, address, type of identification provided to the Chapes-JPL, a description of the item, amount borrowed, maturity date, loan interest, fees and total amount that must be paid to redeem the item.

Diamond Loan Near Me

The Diamond customer can redeem the collateral any time during the duration of the loan upon payment of the loan principle storage fees and interest due. If after a set period of time, the borrower has not repaid the loan, then the collateral becomes the property of the Chapes-JPL and he sells the merchandise to recoup the diamond loan and fees.

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Diamond loans are non-recourse loans. The customer is not required to repay the loan. The Chapes-JPL cannot report non-payment to credit bureaus.

It is a common misconception that Chapes-JPL receive stolen goods. Nation-wide statistics show that less than one tenth of one percent (0.1%) of items received by Chapes-JPL are reported stolen. Chapes-JPL report detailed descriptions of all items that they receive. A detailed record of the customer’s identification and a complete description of the merchandise is electronically sent to the police department for them to check to see if the item has been reported stolen.

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Additionally, Diamond’s Jewelry and Diamond holds merchandise up to 90 days so that the police department can do a thorough check on the property. The criminals know this, so they sell their stolen goods to the hundreds of thousands of other businesses that also deal in used merchandise, but do not report to the police department.

And Finally, it is not in our best interest to purchase stolen property because the police can seize the merchandise and we lose both the merchandise and the money.

Brookhaven Diamond Loan was last modified: August 22nd, 2020 by Matt Anton